What is LIC Jeevan Umang?

LIC Jeevan Umang (Plan 945) is a participating whole life insurance plan by Life Insurance Corporation of India designed to provide long-term income and financial security.

After completion of the premium paying term, the policyholder receives annual survival benefits while life cover continues till the age of 100 years.

Key Features

• Whole life coverage till age 100
• Annual income after PPT
• Bonus participation
• Flexible premium terms
• Family financial protection

Survival Benefits

• 8% of Basic Sum Assured every year
• Starts after premium term completion
• Continues till age 100

Death Benefit

• Sum Assured on Death
• Accrued bonuses
• Final Additional Bonus (if applicable)

Maturity Benefit

• Paid on survival till 100 years
• Basic Sum Assured + Bonuses

Tax Benefits

• Premium under Section 80C
• Benefits under Section 10(10D)

Why Choose JATISHREY?

• Authorized LIC advisor
• Clear premium explanation
• Lifetime service support
• Trusted financial partner